BENEFITS
Social Security disability beneficiaries receive two primary benefits: a monthly check and medical benefits. The amount of the monthly check is determined by a formula which takes into account the amount paid into Social Security and the length of time of employment.
SSI (Supplemental Security Income) does not require previous employment, and monthly benefits are based upon "need", considering the individual's other income and assets. Special rules apply for legal residents who are not citizens.
Medical Benefits
Social Security Disability recipients are entitled to Medicare benefits if they have been disabled for two years after a five month waiting period. Generally, a premium of $96.40 is deducted from Social Security Disability benefits. Some people with higher incomes will pay higher premiums. This entitles them to have certain medical expenses covered by Medicare.
SSI beneficiaries are entitled to Medi-Cal benefits. These are similar to Medicare benefits, but may be more restrictive in terms of medical providers and may cover items which are excluded from Medicare coverage. Medi-Cal benefits are available from the first month the recipient is entitled to SSI benefits.
There is no waiting period.
Social Security recipients (Title II) receive Medicare. SSI recipients receive Medi-Cal. Certain eligible recipients who receive both Social Security Disability and Supplemental Security Income receive both Medicare and Medi-Cal.
The health care benefits provided by Social Security are essential for disabled persons.
